Many people are under the impression that once their car is repossessed, they are free and clear of the burden. Unfortunately, that isn’t always true. When your repossessed car is later sold at auction and is sold for less than you owe, you will still owe the difference. That difference is called a deficiency balance and your lender will… Continue reading
Missouri and Illinois bankruptcy is more diverse than you probably think! There are several chapters, each designed for a slightly different situation. There is even a kind of Missouri and Illinois that is meant to help farmers and fisherman! But when it comes to reorganization for an individual, there is a particular chapter: Missouri and Illinois Chapter 13 bankruptcy.
So, where do you find an attorney who specializes… Continue reading
We knew it would happen and now we know when. Bank of America has started foreclosure proceedings this week for 23 judicial foreclosure states. Which states are being affected?
Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Nebraska, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Vermont and Wisconsin
Now, it is only a matter of… Continue reading
With each day, week or month that passes by, your creditors will probably find a new way to kick it up a notch. That could result in wage garnishments, harassing calls, or even a lien on your home. You may be thinking that a lien doesn’t sound as bad as some of the other things you’ve suffered from your creditors. Unfortunately, a lien isn’t just a piece of paper—if your… Continue reading
With each day, week or month that passes by, your creditors will probably find a new way to kick it up a notch. That could result in wage garnishments, harassing calls, or even a lien on your home. You may be thinking that a lien doesn’t sound as bad as some of the other things you’ve suffered from your creditors. Unfortunately, a lien isn’t just a piece of paper—if your… Continue reading
Bankruptcy is a trying time for everyone affected. When it comes to filing Missouri or Illinois bankruptcy, the first and most difficult decision you’ll make is deciding that you’re in financial trouble.
The second hardest then is deciding which St. Louis bankruptcy attorney you will choose to file your bankruptcy case. But, make sure you pick the right lawyer. While it is easy to find the cheapest attorney
Looking for the cheapest price is the way practically everyone was taught to shop. But choosing between St. Louis bankruptcy attorneys is not like choosing between brands of toothpaste. Your financial future is a serious matter and should be treated with the utmost care. If you were going to have open heart surgery, would you look for the cheapest surgeon? No, you’d probably look for the best.
Still… Continue reading
If you are looking to find more information about bankruptcy in Missouri, you’ve probably started your search where most of us start: the internet. Unfortunately, the internet is full of home-made pages, unreliable sources, and misinformation. Once you’ve sorted through all the incorrect information turned up in the search engine, you hardly have the energy to keep going.
While you may have more complicated questions later, you
With such a volatile job market, it seems that the competition is at its peak. In fact, some employers have started doing credit checks on their potential employees before hiring. Does that mean a bankruptcy filing on your credit history will stop you from getting a job?
By the time you are ready to file with a St. Louis bankruptcy attorney, your debt and payment history has probably already… Continue reading
Filing without your spouse in Missouri or Illinois is a possibility—and may even be a good idea in some instances. If you decide it would be best to file together, you will have a joint case with a St. Louis bankruptcy attorney. It will include debts you both have, separate and marital, in your total case. If you decide to file separately, however, would only include that debtor’s… Continue reading
