Posts Tagged ‘Chapter 13 bankruptcy’

What Happens When a Creditor Contacts You After Bankruptcy

Wednesday, January 4th, 2012

You’ve found a great bankruptcy attorney, completed all the necessary steps to get your debt discharged, and taken control of your finances. After all of that, one of your old creditors calls you demanding that you make paymetns on a debt that was included in your bankruptcy.

Holy Flashback, Batman!

If the debt in question was included in your discharge, then it’s all pretty simple: they can’t… Continue reading

Can I File for Bankruptcy a Second Time in Missouri? Your Missouri Bankruptcy Lawyer Gives an Explanation!

Friday, December 2nd, 2011

Essentially, you can file for Chapter 13 bankruptcy basically every four years, while you are able to file for Chapter 7 bankruptcy generally every eight years. Having said that, it is important to understand that while bankruptcy is an important and occasionally vital tool, it is a tool that should be used sparingly and sensibly.

Of course, the reason that it is legal to file for bankruptcy more

Was Your Foreclosure Information Altered By Bank of America?

Thursday, December 1st, 2011

Recent emails leaked by a former Bank of America employee may contribute to the suspicion that loan documents were altered to force borrowers into illegal foreclosures. Continue reading

How the Means Test is Used to Determine Your Chapter 13 Plan Payment | Missouri Bankruptcy Lawyer

Friday, July 15th, 2011

If you are considering bankruptcy, I’m sure you’ve seen the term Means Test mentioned on my site. You might be thinking, so how exactly does this relate to me? In the beginning, when you are first considering filing bankruptcy, the Means Test can determine if you can file Chapter 13 or Chapter 7.

If you file Chapter 13, as a Missouri bankruptcy lawyer, once i determine your… Continue reading

You Don’t Have to Lose Your Social Security Income in a Chapter 13 Bankruptcy

Tuesday, September 28th, 2010

The federal courts really do care about helping families experiencing hardship, like a recent case proves, allowing debtors to keep their social security income. Continue reading

St. Louis’ Record Breaking August 2010 Foreclosures

Thursday, September 23rd, 2010

More people lost their home to foreclosure in August than ever before. This might be because they don’t know how a chapter 13 bankruptcy can offer them protection from foreclosure. Continue reading

New Rules for Homeowners Facing Foreclosure: Short Sales

Tuesday, September 7th, 2010

The Home Affordable Foreclosure Alternatives program (HAFA) released new rules for short sales. Families facing foreclosure will want to find out how the new preapproved terms of sale eligibility requirements affect their home. Continue reading

Can I Walk Away From My House after I File a Missouri Chapter 13 Bankruptcy?

Monday, August 30th, 2010

You can walk away from your home if you have a Missouri Chapter 13 bankruptcy. Continue reading

Supreme Court Fights for Debtors Rights in Chapter 13 Payments

Wednesday, August 25th, 2010

New supreme court ruling is in favor of debtors! The courts are on your side. Continue reading

Can Debt Ruin Your Health?

Tuesday, August 10th, 2010

Everybody knows debt is stressful, but do you know the health consequences of that stress? Debt stress syndrome is a serious disorder. Find more information on ways to get out of debt like a Missouri Chapter 7 or Chapter 13 bankruptcy. Continue reading

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