You’ve found a great bankruptcy attorney, completed all the necessary steps to get your debt discharged, and taken control of your finances. After all of that, one of your old creditors calls you demanding that you make paymetns on a debt that was included in your bankruptcy.

Holy Flashback, Batman!

If the debt in question was included in your discharge, then it’s all pretty simple: they can’t… Continue reading

Essentially, you can file for Chapter 13 bankruptcy basically every four years, while you are able to file for Chapter 7 bankruptcy generally every eight years. Having said that, it is important to understand that while bankruptcy is an important and occasionally vital tool, it is a tool that should be used sparingly and sensibly.

Of course, the reason that it is legal to file for bankruptcy more

Can I rent a home or apartment after a Chapter 7 bankruptcy? Yes, you can, in fact, a St. Louis bankruptcy may be able to help you get a better credit score! Continue reading

Cheap Missouri bankruptcy lawyers tend to deliver about the same quality. How to avoid getting ripped off by a St. Louis bankruptcy attorney. Continue reading

In Kansas City, Missouri, a man crashed into the side of his girlfriend’s house Saturday night. As it turns out, he was running from the repo man. The repo man started to take possession of the car but the owner jumped into the car and started driving frantically, ending in the crash. No one was injured in the crash but the driver was arrested.

Wow. This story… Continue reading

As I performed my usual morning ritual of sipping coffee and scrolling through the latest news, I couldn’t help but notice one name all over the news: Michael Vick. His name has no doubt been newsworthy over the last few years, but what had he done this week? All of the news stories sported the same headline: Michael Vick’s Bankruptcy Had Been Approved.

In terms of bankruptcy… Continue reading

According to a report from RealtyTrac, foreclosure filings continue across Christian County, Missouri, but are not as prominent as they were in 2008.

For the first half of 2009, there were 79 foreclosure filings in the county, which is a decrease of 28 percent from the 100 the county had during the same period in 2008.

That accounted for one filing out of every 375 households… Continue reading

As I was reading the news this morning, I started noticing some famous names tied to bankruptcy. Actor Stephen Baldwin, baseball star Lenny Dykstra, and actress Kim Basinger have all filed for bankruptcy protection recently. We often think of bankruptcy as excluding the famous and successful celebrities—but that isn’t true. Who else has filed bankruptcy?

Cyndi Lauper filed for bankruptcy after her first attempt to get into… Continue reading

Clients often seem more panicked when a collector threatens to ruin their credit. My 15 years of experience has taught me that it is mostly creditors that bother with reporting you to the credit bureau. By the time you are threatened about ruining your credit by a collector, you have probably already been reported. Therefore, it is important to not let this threat make you change your list of priorities… Continue reading

In our fifth installment on prioritizing debt, we will discuss the question that many people are asking themselves: Do I need an attorney? One way to find the answer to that question is to determine if you have legal defenses. Legal defenses give you an opportunity to fight back, which is important to consider.  If your purchases may have turned out to be defective or creditors are asking you to repay more than your… Continue reading