Bankruptcy isn’t the monster that it might appear to be. When you have an amount of debt that holds you and your family back, it might be hard to imagine that anyone else understands what you are going through. But, over 2 million Americans who have experienced the same thing have filed for bankruptcy in 2009, and even more are expected to file in 2010. In fact, some of the… Continue reading
1,200 state trial judges from all parts of the United States were recently surveyed by the ABA Coalition for Justice and the results are making a huge statement to litigants everywhere. The survey was centered on the increased number of people who are choosing to represent themselves in legal matters.
While we all are acutely aware of the effects the economic downturn has had, it is still… Continue reading
Are you afraid to leave your house because the repo man is waiting for you? Have you been late to work just because your car is in hiding? If your car is in danger of repossession, you may feel stuck. The truth is that you’ve got another option—and one that doesn’t include hiding from the repo man.
If you want to, you can give up your car. But… Continue reading
If you have foregone protection from foreclosure and decided to let your home be sold at auction, you may be feeling quite relieved. But if you are thinking that you are finally free of your home and the debt that goes with it, you may be mistaken. Unfortunately, the sale of your home is not always the end of your mortgage debt. In fact, if your home is sold… Continue reading
Credit cards seem like a necessity these days. Don’t have the cash? Put it on credit! Unfortunately, that is the exact attitude that has gotten so many of us into trouble. As of 2009, there were over 576.4 million credit cards in circulation, according to the Nilson Report of February 2010. The average American is walking around with $8,000 in credit card debt.
At some point, your debt… Continue reading
If you are filing a Chapter 7 in Missouri or Illinois, you are probably feeling the wave of relief! Finally, you can be free of wage garnishments, harassing creditor calls, and threats of repossession and foreclosure. Now, on to the next order of business: how to keep property like a car in a Chapter 7. If you’ve hired a great St. Louis bankruptcy attorney, you know that his or her… Continue reading
Child support payments can become quite a burden when it is put into an already tight budget. And these days, everybody’s budget is tight. You may have to pick and choose which debts to pay and, while it seems that you could push off your child support payments, there is little tolerance from government agencies for not paying it.
If you start to miss payments, an agency can (and… Continue reading
Once you’ve suffered under crushing amounts of debt, reviewed your options, and decided that Missouri or Illinois bankruptcy is the best option for you, you’ve got another big decision coming your way—How will you do it? As you may know, you have two basic choices: Filing with a St. Louis bankruptcy attorney or filing on your own. So, here is some information on both to help you decide which path… Continue reading
These days, keeping your home from foreclosure isn’t always an option. Sometimes it is no longer possible to maintain your house payment and continue with the lifestyle you would like to live. Though it is ok to admit you can no longer afford your home, there may be some things you want to keep in mind before you simply “walk away” from your home.
First of all… Continue reading
Looking for the cheapest price is the way practically everyone was taught to shop. But choosing between St. Louis bankruptcy attorneys is not like choosing between brands of toothpaste. Your financial future is a serious matter and should be treated with the utmost care. If you were going to have open heart surgery, would you look for the cheapest surgeon? No, you’d probably look for the best.
Still… Continue reading
