As a Missouri bankruptcy lawyer, I understand that many of my clients have never filed for bankruptcy before, and don’t know how the process works. If you have decided to file for bankruptcy, we will definitely take care of all of the legal aspects of your case. We will need information about you and your assets to fill out the paperwork to get you on the track towards a… Continue reading

As a bankruptcy attorney I often find that people are confused when talking about debt relief solutions. Many times when people come to our office they are still looking for alternatives to bankruptcy such as credit counseling services or debt settlement programs.

People need to realize that bankruptcy does not carry the stigma that it used to. The fact is that bankruptcy is a federal law that gives debtors… Continue reading

When people come to see me about filing Chapter 7 bankruptcy they generally have one thing in common: They need help fast. Being way over your head in debt is never fun, but just knowing that relief is in sight helps.

In fact, the moment your case is filed, the benefits begin. You don’t just want to be able to put a roof over your family’s head and food… Continue reading

Millions of American families qualify for the Earned Income Tax Credit but don’t receive it, according to the Internal Revenue Service. The Earned Income Tax Credit (EITC) is plainly for working individuals that don’t have a high source of income, and around 15-25% of families are not collecting the credit.

The EITC was initially put in place by Congress to attempt to make up for the burden of Social… Continue reading

As a Fairview Heights bankruptcy lawyer, I see the same mistakes made by clients all the time. To add to my series of articles on bankruptcy mistakes, another slip-up I see occur often is people waiting too long to file for bankruptcy. You may think that waiting to file is the best route you can take, and it is possible that you may not need a Fairview Heights bankruptcy… Continue reading

Essentially, you can file for Chapter 13 bankruptcy basically every four years, while you are able to file for Chapter 7 bankruptcy generally every eight years. Having said that, it is important to understand that while bankruptcy is an important and occasionally vital tool, it is a tool that should be used sparingly and sensibly.

Of course, the reason that it is legal to file for bankruptcy more

It’s my job, as a St. Louis bankruptcy lawyer, to get free information into the hands of people experiencing job layoffs. The US Postal Service is expected to provide further details for their plans to cut around 7,500 administrative positions. Just as I did for the employees of KV Pharmaceutical and US Fidelis, I want to help these people as best as I can.

The recent announcement… Continue reading

The decision of whether to keep your house is usually not a very easy one.  Occasionally, you may file Missouri or Illinois Chapter 13 bankruptcy for protection from foreclosure, hopeful your income dilemma will get better and you’ll be in a position to afford that growing adjustable rate mortgage.  However it doesn’t and now you realize you just can’t wait another day. Could it possibly be too late? Certainly not!… Continue reading

The continuing foreclosure crisis is clearly far from over. The devastating loss of your home may have occurred because of forged documents that have pushed homeowners into illegal foreclosures. As a Fairview Heights bankruptcy lawyer, I know how difficult a foreclosure can be on a family. These forged documents are making the process even more difficult, can you imagine?

What’s happening at this point in the foreclosure crisis is… Continue reading

For Christians and non-Christians alike, there may be guilt related to filing for bankruptcy. I’ve heard worries about “cheating the system,” or feeling like the government is being taken advantage of. Many people simply feel bad that they can’t pay what they owe. It’s often mistaken that bankruptcy is not Christian and is not supported in the Bible as well.

First of all, you should understand that our… Continue reading