If you are facing auto repossession, don’t wait till the repo man takes your car–call a St. Louis bankruptcy attorney! Continue reading

No is a word that a bankruptcy attorney will not often use, especially if they offer low rates. Should attorneys say no a little more often? Maybe. So if an attorney is inclined to decline, what reasons would they have to make this decision? Here are a few:

Cases with no real debt

If you don’t have debt then why are you looking to file… Continue reading

Any bankruptcy attorney can tell you about the toll debt takes on a family. We see it everyday when we’re helping our clients deal with it. Now that foreclosure rates are at an all time high, keeping your family’s home has been moved to the top of your to-do list. But what a lot of people don’t realize is that foreclosure from a mortgage isn’t the only thing that… Continue reading

You’ve found a great bankruptcy attorney, completed all the necessary steps to get your debt discharged, and taken control of your finances. After all of that, one of your old creditors calls you demanding that you make paymetns on a debt that was included in your bankruptcy.

Holy Flashback, Batman!

If the debt in question was included in your discharge, then it’s all pretty simple: they can’t… Continue reading

So how do you make the most of it once you’ve file for bankruptcy? You may not realize it, but chances are your credit score has improved.

It may be hard to believe given the nature of bankruptcy, but most of our clients actually see their credit score improve after filing bankruptcy. This is just further proof that bankruptcy doesn’t hurt your credit. It’s important that you don’t

Recent emails leaked by a former Bank of America employee may contribute to the suspicion that loan documents were altered to force borrowers into illegal foreclosures. Continue reading

It really is a small world. If you have found yourself in need of a bankruptcy attorney’s services it’s possible that not all of your assets are in the United States. Foreign bank accounts or assets are going to be important to disclose to your bankruptcy lawyer.

When you meet with your bankruptcy attorney, they will have you list all of your debts and assets. This is the sort… Continue reading

If you’ve filed for Missouri Chapter 13 bankruptcy before, you’re probably aware it will take between 3 and 5 years to receive your bankruptcy discharge if you satisfy all the requirement of your Chapter 13 plan. In the meantime you’ll have an automatic stay protecting you from creditors who would otherwise be harassing you. In order to get to the finish line though, it’s a good idea to stay… Continue reading

If I file for Missouri bankruptcy what will happen to my tax refund? If there are any Missouri bankruptcy attorneys reading this they will no doubt chuckle. That’s because the answer, as is so often the case with Missouri bankruptcy, is that it depends. Things such as when you receive your tax refund and what type of bankruptcy you’re filing have to be taken into account. I know a lot… Continue reading

I’m proud to be an American, and I am a strong supporter of our troops fighting overseas in the War on Terror. So it upsets me to hear about the recent scandal involving JP Morgan Chase illegally foreclosing on the homes of active military personnel. In a nutshell: according to federal law, most active troops can get their mortgage interest rates reduced to 6 percent, and the banks… Continue reading