Beware of debt settlement agencies. They are not St. Louis law firms. A Missouri bankruptcy lawyer has more legal options than a debt settlement agency–and settlement agencies could be scams. Continue reading
Everybody knows debt is stressful, but do you know the health consequences of that stress? Debt stress syndrome is a serious disorder. Find more information on ways to get out of debt like a Missouri Chapter 7 or Chapter 13 bankruptcy. Continue reading
Loan modification isn’t what its expected to be. Not that many people are getting approved, and more are canceling. It might be appropriate to file for Chapter 13 bankruptcy instead to protect your home from foreclosure. Continue reading
Three reasons why a St. Louis bankruptcy attorney might be a better option than some others. Continue reading
If you are suffering from collectors harassing you day and night, calling you at work, and talking to your relatives, you are probably wondering if they have any rules at all. Collectors do, in fact, have a set of rules to follow under the Fair Debt Collection Practices Act.
For years, people who are in debt have had to suffer with harassing creditor calls at all hours of the day and night. However, people like 56 year old accountant Steven Katz are no longer willing to put up with accepted and common collection tactics.
Steven Katz took his first stand against a bill collector after his credit score had been unrightfully damaged. He sued the collector, taking… Continue reading
Are you thinking that a debt settlement office might be able to give you the best credit card debt help, relief from your creditors, and stop your debt from ruining your life? You aren’t alone. There are plenty of people in the St. Louis area that think debt settlement might just be the answer to their prayers. And who can blame them? Debt settlement commercials make promises that sound too good to be true, implying you’ll be able to really tell your creditors you aren’t paying your debt. Unfortunately, most things that sound too good to be true usually are. Continue reading
Stress has become a sort of epidemic with the current state of the economy and generally low spirits of the American population. Continuing reports of an unstable job market, rising interest rates, and growing debt have been weighing on the consciences of hard-working Americans. Our own personal battles, with trying to protect your family while also worrying about the security of your job and your dwindling savings account, have led many people to develop Debt Stress Syndrome. Continue reading
Often we think about the effects that bankruptcy will have on us and our families but perhaps the real question is: what effect is your debt already having on you, your spouse, or your kids? The consequences of debt are often confusing and scary to children. Can you imagine being told you have to pack up and leave your childhood home? To a child, a house isn’t just a place to live. It is safe, happy place that lets us explore and grow. Foreclosure can take all of that away. Continue reading
Document preparers “We The People” have filed for Chapter 11 bankruptcy. The company, with locations all over the U.S. including St. Louis, provides documents for people to handle legal matters like living trusts, wills, divorce, partnership agreement, application for citizenship and even bankruptcy. They don’t, however, provide actual legal service. In fact, on their website, they assure anyone looking to open one of these franchises that you need no legal… Continue reading
