Why you SHOULDN’T EVER borrow money to pay off debts to avoid Missouri bankruptcy! Continue reading

No is a word that a bankruptcy attorney will not often use, especially if they offer low rates. Should attorneys say no a little more often? Maybe. So if an attorney is inclined to decline, what reasons would they have to make this decision? Here are a few:

Cases with no real debt

If you don’t have debt then why are you looking to file… Continue reading

Creditor calls can often go too far because debtors don’t know their rights in the situation. Read about what creditors can and can’t do when they are trying to receive payments from you, it may surprise you. Continue reading

It’s my job, as a St. Louis bankruptcy lawyer, to get free information into the hands of people experiencing job layoffs. The US Postal Service is expected to provide further details for their plans to cut around 7,500 administrative positions. Just as I did for the employees of KV Pharmaceutical and US Fidelis, I want to help these people as best as I can.

The recent announcement… Continue reading

If you decide to file for bankruptcy, being a Missouri Bankruptcy Lawyer, I’m sure your top fear concerns your property? Is that harassing repo man still going to come after you? I will tell you that in 99.9 percent of the cases I’ve represented this has never occurred. If a client has filed for bankruptcy, they cannot be harassed by debt collectors any longer.

As a Missouri bankruptcy… Continue reading

For Christians and non-Christians alike, there may be guilt related to filing for bankruptcy. I’ve heard worries about “cheating the system,” or feeling like the government is being taken advantage of. Many people simply feel bad that they can’t pay what they owe. It’s often mistaken that bankruptcy is not Christian and is not supported in the Bible as well.

First of all, you should understand that our… Continue reading

If I file for Missouri bankruptcy what will happen to my tax refund? If there are any Missouri bankruptcy attorneys reading this they will no doubt chuckle. That’s because the answer, as is so often the case with Missouri bankruptcy, is that it depends. Things such as when you receive your tax refund and what type of bankruptcy you’re filing have to be taken into account. I know a lot… Continue reading

Wait just a minute! Taking money out of retirement funds could be highly detrimental to your financial future—and won’t necessarily get you out of debt! Here are three reasons that taking money out of retirement funds to get credit card debt help or help with your other debts might be a bad idea:

1. Taking out the money to make minimum payments won’t really help you. Making minimum

Beware of debt settlement agencies. They are not St. Louis law firms. A Missouri bankruptcy lawyer has more legal options than a debt settlement agency–and settlement agencies could be scams. Continue reading

Everybody knows debt is stressful, but do you know the health consequences of that stress? Debt stress syndrome is a serious disorder. Find more information on ways to get out of debt like a Missouri Chapter 7 or Chapter 13 bankruptcy. Continue reading