When immigrants come to us for help with their debt they generally have two questions: are they eligible to file for bankruptcy and what effect will filing have on their immigration status?

In regards to the first question, the answer is yes. The Bankruptcy Code does not require you to be a U.S. citizen in order to file bankruptcy, so generally debtors can file without regard to their legal… Continue reading

Forgiveness can mean a lot of things. As a bankruptcy attorney I often see it as forgiveness of debts as well as in the Christian sense of forgiveness.

Often times Christians feel guilty about their decision to seek the protection of bankruptcy,;the reason for this is that they feel their creditors deserve to be paid. However, these two concepts of forgiveness are quite similar. Under Biblical law, in fact… Continue reading

The women of the Real Housewives TV franchise may seem like they have it all, but two of the stars of these hit shows have recently filed for bankruptcy. Teresa Giudice of the Real Housewives of New Jersey and Sonja Morgan of the Real Housewives of New York City have filed for Chapter 7 and 11 Bankruptcy respectively.

Over the years there have been numerous celebrities

The Chapter 7 means test is required to find out if you are eligible for a Southern Illinois Chapter 7 bankruptcy. The Chapter 7 means test consists of two parts. Even if you don’t qualify for a Chapter 7 bankruptcy, a great Illinois bankruptcy attorney can help you get a Chapter 13 bankruptcy instead. Continue reading

Everybody knows debt is stressful, but do you know the health consequences of that stress? Debt stress syndrome is a serious disorder. Find more information on ways to get out of debt like a Missouri Chapter 7 or Chapter 13 bankruptcy. Continue reading

Three reasons why a St. Louis bankruptcy attorney might be a better option than some others. Continue reading

Hard times are make children less healthy because families are forced to buy unhealthy food rather than no food. A Missouri or Illinois Chapter 7 bankruptcy may be one solution to the problem. Continue reading

If you have foregone protection from foreclosure and decided to let your home be sold at auction, you may be feeling quite relieved. But if you are thinking that you are finally free of your home and the debt that goes with it, you may be mistaken. Unfortunately, the sale of your home is not always the end of your mortgage debt. In fact, if your home is sold… Continue reading

If you are filing a Chapter 7 in Missouri or Illinois, you are probably feeling the wave of relief! Finally, you can be free of wage garnishments, harassing creditor calls, and threats of repossession and foreclosure. Now, on to the next order of business: how to keep property like a car in a Chapter 7. If you’ve hired a great St. Louis bankruptcy attorney, you know that his or her… Continue reading

These days, keeping your home from foreclosure isn’t always an option. Sometimes it is no longer possible to maintain your house payment and continue with the lifestyle you would like to live. Though it is ok to admit you can no longer afford your home, there may be some things you want to keep in mind before you simply “walk away” from your home.

First of all… Continue reading