No is a word that a bankruptcy attorney will not often use, especially if they offer low rates. Should attorneys say no a little more often? Maybe. So if an attorney is inclined to decline, what reasons would they have to make this decision? Here are a few:
Cases with no real debt
If you don’t have debt then why are you looking to file… Continue reading
You’ve found a great bankruptcy attorney, completed all the necessary steps to get your debt discharged, and taken control of your finances. After all of that, one of your old creditors calls you demanding that you make paymetns on a debt that was included in your bankruptcy.
Holy Flashback, Batman!
If the debt in question was included in your discharge, then it’s all pretty simple: they can’t… Continue reading
So how do you make the most of it once you’ve file for bankruptcy? You may not realize it, but chances are your credit score has improved.
It may be hard to believe given the nature of bankruptcy, but most of our clients actually see their credit score improve after filing bankruptcy. This is just further proof that bankruptcy doesn’t hurt your credit. It’s important that you don’t
Essentially, you can file for Chapter 13 bankruptcy basically every four years, while you are able to file for Chapter 7 bankruptcy generally every eight years. Having said that, it is important to understand that while bankruptcy is an important and occasionally vital tool, it is a tool that should be used sparingly and sensibly.
Of course, the reason that it is legal to file for bankruptcy more
It really is a small world. If you have found yourself in need of a bankruptcy attorney’s services it’s possible that not all of your assets are in the United States. Foreign bank accounts or assets are going to be important to disclose to your bankruptcy lawyer.
When you meet with your bankruptcy attorney, they will have you list all of your debts and assets. This is the sort… Continue reading
If you are considering bankruptcy, I’m sure you’ve seen the term Means Test mentioned on my site. You might be thinking, so how exactly does this relate to me? In the beginning, when you are first considering filing bankruptcy, the Means Test can determine if you can file Chapter 13 or Chapter 7.
If you file Chapter 13, as a Missouri bankruptcy lawyer, once i determine your… Continue reading
If I file for Missouri bankruptcy what will happen to my tax refund? If there are any Missouri bankruptcy attorneys reading this they will no doubt chuckle. That’s because the answer, as is so often the case with Missouri bankruptcy, is that it depends. Things such as when you receive your tax refund and what type of bankruptcy you’re filing have to be taken into account. I know a lot… Continue reading
When immigrants come to us for help with their debt they generally have two questions: are they eligible to file for bankruptcy and what effect will filing have on their immigration status?
In regards to the first question, the answer is yes. The Bankruptcy Code does not require you to be a U.S. citizen in order to file bankruptcy, so generally debtors can file without regard to their legal… Continue reading
Forgiveness can mean a lot of things. As a bankruptcy attorney I often see it as forgiveness of debts as well as in the Christian sense of forgiveness.
Often times Christians feel guilty about their decision to seek the protection of bankruptcy,;the reason for this is that they feel their creditors deserve to be paid. However, these two concepts of forgiveness are quite similar. Under Biblical law, in fact… Continue reading
The women of the Real Housewives TV franchise may seem like they have it all, but two of the stars of these hit shows have recently filed for bankruptcy. Teresa Giudice of the Real Housewives of New Jersey and Sonja Morgan of the Real Housewives of New York City have filed for Chapter 7 and 11 Bankruptcy respectively.
