No is a word that a bankruptcy attorney will not often use, especially if they offer low rates. Should attorneys say no a little more often? Maybe. So if an attorney is inclined to decline, what reasons would they have to make this decision? Here are a few:
Cases with no real debt
If you don’t have debt then why are you looking to file… Continue reading
Missouri and Illinois bankruptcy is more diverse than you probably think! There are several chapters, each designed for a slightly different situation. There is even a kind of Missouri and Illinois that is meant to help farmers and fisherman! But when it comes to reorganization for an individual, there is a particular chapter: Missouri and Illinois Chapter 13 bankruptcy.
So, where do you find an attorney who specializes… Continue reading
Unless you’ve been living under a rock, you’ve probably heard that four major banks have suspended foreclosures in quite a few states, if not all. Bank of America and PNC have halted foreclosures in all 50 states and GMAC and JP Morgan Chase have done so in 23 states. Why? They’re all being investigated for notarizing foreclosure documents without reading or verifying information, among other things, which may have
You’ve found a great bankruptcy attorney, completed all the necessary steps to get your debt discharged, and taken control of your finances. After all of that, one of your old creditors calls you demanding that you make paymetns on a debt that was included in your bankruptcy.
Holy Flashback, Batman!
If the debt in question was included in your discharge, then it’s all pretty simple: they can’t… Continue reading
So how do you make the most of it once you’ve file for bankruptcy? You may not realize it, but chances are your credit score has improved.
It may be hard to believe given the nature of bankruptcy, but most of our clients actually see their credit score improve after filing bankruptcy. This is just further proof that bankruptcy doesn’t hurt your credit. It’s important that you don’t
Essentially, you can file for Chapter 13 bankruptcy basically every four years, while you are able to file for Chapter 7 bankruptcy generally every eight years. Having said that, it is important to understand that while bankruptcy is an important and occasionally vital tool, it is a tool that should be used sparingly and sensibly.
Of course, the reason that it is legal to file for bankruptcy more
Recent emails leaked by a former Bank of America employee may contribute to the suspicion that loan documents were altered to force borrowers into illegal foreclosures. Continue reading
It really is a small world. If you have found yourself in need of a bankruptcy attorney’s services it’s possible that not all of your assets are in the United States. Foreign bank accounts or assets are going to be important to disclose to your bankruptcy lawyer.
When you meet with your bankruptcy attorney, they will have you list all of your debts and assets. This is the sort… Continue reading
If you are considering bankruptcy, I’m sure you’ve seen the term Means Test mentioned on my site. You might be thinking, so how exactly does this relate to me? In the beginning, when you are first considering filing bankruptcy, the Means Test can determine if you can file Chapter 13 or Chapter 7.
If you file Chapter 13, as a Missouri bankruptcy lawyer, once i determine your… Continue reading
If you decide to file for bankruptcy, being a Missouri Bankruptcy Lawyer, I’m sure your top fear concerns your property? Is that harassing repo man still going to come after you? I will tell you that in 99.9 percent of the cases I’ve represented this has never occurred. If a client has filed for bankruptcy, they cannot be harassed by debt collectors any longer.
As a Missouri bankruptcy… Continue reading
