It’s a big decision to file for bankruptcy – and it takes a significant amount of thought and planning to take the first step. But as you examine your finances and make a plan for the future, there are a few things you should absolutely avoid in the weeks and months before filing for St. Louis bankruptcy:

•    Don’t

Being under crushing amounts of debt makes life painfully real. You have to find protection from foreclosure, make a contingency plan if your car is repossessed, and find a solution to your credit card debt all while maintaining your current job and taking care of your family. It is an awful lot to expect of someone—which is why many consider Chapter 7 bankruptcy. But how will you know when to file Chapter 7 bankruptcy or if Missouri or Illinois Chapter 7 is right for you? Here are a few reasons to consider Chapter 7 as a solution to your debt problems. Continue reading