Archive for the ‘bankruptcy’ Category

5 Tips on Improving Your Credit Post Bankruptcy

Tuesday, December 27th, 2011

So how do you make the most of it once you’ve file for bankruptcy? You may not realize it, but chances are your credit score has improved.

It may be hard to believe given the nature of bankruptcy, but most of our clients actually see their credit score improve after filing bankruptcy. This is just further proof that bankruptcy doesn’t hurt your credit. It’s important that you don’t

Was Your Foreclosure Information Altered By Bank of America?

Thursday, December 1st, 2011

Recent emails leaked by a former Bank of America employee may contribute to the suspicion that loan documents were altered to force borrowers into illegal foreclosures. Continue reading

Common Income Tax Mistakes You Want to Avoid

Tuesday, November 29th, 2011

You might know what to expect if you’re filing your tax return after bankruptcy, even if you’re not expecting a refund. As a bankruptcy lawyer, I try to make sure my clients are getting all of their tax forms filled out properly.

You want to make sure you avoid these common mistakes regarding your income taxes, these are according to the IRS.

1. Claiming the wrong filing… Continue reading

Can My Missouri Bankruptcy Lawyer Protect My Foreign Assets?

Tuesday, November 8th, 2011

It really is a small world. If you have found yourself in need of a bankruptcy attorney’s services it’s possible that not all of your assets are in the United States. Foreign bank accounts or assets are going to be important to disclose to your bankruptcy lawyer.

When you meet with your bankruptcy attorney, they will have you list all of your debts and assets. This is the sort… Continue reading

Should I Surrender, Reaffirm, or Redeem My Car When I File for Bankruptcy? Your Missouri Bankruptcy Lawyer Gives Answers!

Friday, July 1st, 2011

If you decide to file for bankruptcy, being a Missouri Bankruptcy Lawyer, I’m sure your top fear concerns your property? Is that harassing repo man still going to come after you? I will tell you that in 99.9 percent of the cases I’ve represented this has never occurred. If a client has filed for bankruptcy, they cannot be harassed by debt collectors any longer.

As a Missouri bankruptcy… Continue reading

How You Can Keep Track of Your Chapter 13 Missouri Bankruptcy Case

Sunday, April 3rd, 2011

If you’ve filed for Missouri Chapter 13 bankruptcy before, you’re probably aware it will take between 3 and 5 years to receive your bankruptcy discharge if you satisfy all the requirement of your Chapter 13 plan. In the meantime you’ll have an automatic stay protecting you from creditors who would otherwise be harassing you. In order to get to the finish line though, it’s a good idea to stay… Continue reading

Will I be Able to Keep My Tax Refund in a Missouri Bankruptcy?

Wednesday, March 16th, 2011

If I file for Missouri bankruptcy what will happen to my tax refund? If there are any Missouri bankruptcy attorneys reading this they will no doubt chuckle. That’s because the answer, as is so often the case with Missouri bankruptcy, is that it depends. Things such as when you receive your tax refund and what type of bankruptcy you’re filing have to be taken into account. I know a lot… Continue reading

Kagan Sides with Credit Card in 1st Supreme Court Decision; Bad News for Debtors and Bankruptcy Attorneys

Wednesday, January 19th, 2011

Bankruptcy attorneys anxiously waited for Justice Elena Kagan to write her first opinion in the Supreme Court last week. They weren’t nervous because she provided clairty to the 2005 amendments to bankruptcy laws, but rather because she sided with a creditor.

This case is about proper interpretation of the bankruptcy code,” Kagan wrote. The Court ruled against Jason Ransom, of Nevada, who argued that he should be… Continue reading

Are Immigrants Allowed to File for Missouri Bankruptcy Protection?

Thursday, January 13th, 2011

When immigrants come to us for help with their debt they generally have two questions: are they eligible to file for bankruptcy and what effect will filing have on their immigration status?

In regards to the first question, the answer is yes. The Bankruptcy Code does not require you to be a U.S. citizen in order to file bankruptcy, so generally debtors can file without regard to their legal… Continue reading

Why Filing For Bankruptcy Can Be the Christian Thing to Do

Wednesday, January 12th, 2011

Forgiveness can mean a lot of things. As a bankruptcy attorney I often see it as forgiveness of debts as well as in the Christian sense of forgiveness.

Often times Christians feel guilty about their decision to seek the protection of bankruptcy,;the reason for this is that they feel their creditors deserve to be paid. However, these two concepts of forgiveness are quite similar. Under Biblical law, in fact… Continue reading

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